Running a hotel is your area of expertise; insuring it is ours. You receive
exceptional insurance protection with our Hospitality Program whether your
organization is a full-, select- or limited-service hotel. Your independent
agent representing The Cincinnati Insurance Company can customize an insurance
program specific to the needs of your business.
Choose Cincinnati’s Hospitality Program
Your program begins with our standard
property and
general liability coverage forms. You also receive Cincinnati Data Defender, for a premium charge,
providing an important coverage needed by any business. You can further
customize your insurance program by purchasing additional specialized coverages
for hotels:
- Hotel Commercial Property Endorsement –provides more than 40
coverage features specific to your industry, such as keying systems, customer
inconvenience payments, emergency vacating expense, water backup from sewers,
drains or sump pumps and more.
- Hotel Crime Expanded Coverage Form – provides a bundle of crime
coverages rolled into one endorsement for:
- - employee theft
- - forgery or alteration
- - theft of money or securities
- - computer and funds transfer fraud
- - guest property
- Services Errors and Omissions Coverage Extension – covers your liability for claims that result from providing facilities, goods or services, including failure to deliver or misdelivery of items held for sale.
Options to Suit Your Needs
Round out your insurance program by purchasing coverages that most businesses
need:
Cincinnati Advantage
When it comes to something as important as your business – your livelihood –
you can work confidently, knowing you are protected by an exceptional insurance
program that provides:
- loss control services at no additional charge
- access to vendors offering
specialized loss control services and training at discounted rates
- superior claims service from a representative who lives in or near your
community
- multi-year policy terms available in most states for many coverages
- stability from a company with a high financial strength
rating from A.M. Best Co.
- one of the lowest countrywide consumer complaint ratios, as documented by
the insurance regulatory group, the National Association of Insurance
Commissioners, in its Consumer Information Source at www.naic.org
- a management team specifically dedicated to keeping your insurance program
on the leading edge